What dreams do you have for retirement?
This is where we start talking about the fun stuff – the future! What do you actually want to do in the next 3-5 years? Retire? Do you want to have a similar lifestyle to the one you have now? Would you like to go out for dinner a couple of times a week?
Would you like to go on regular holidays?
Are you wanting to get away once a year? Or are you dreaming of travelling to Canada? Perhaps a Mediterranean Cruise?
Would you like to buy a new car?
Often people come to us, wanting to get a new car prior to retirement so they don’t have to worry about it later in retirement. Maybe it’s been a long time since they bought a new car and they feel like it’s time to splash out!
How would you like to help your children?
Perhaps you’d like to assist with a first home deposit or take the kids on a family holiday? Would you like to create a trust fund for your grandchildren?
What are your ultimate retirement dreams?
Everyone is looking for something different – but everyone needs financial support to enable them to achieve these dreams.
Often people underestimate what they’re capable of in retirement so may not mention what’s important to them. In this meeting we take the money side out of it so we can have a proper conversation about what you want and need. Then we go into further detail and think even bigger.
Here are some big picture questions to ask yourself:
When we talk about retirement, what would you really like to do?
- Spend time with the grandchildren
- Take regular holidays
- Play more golf
- Travel the world
- Travel around Australia in a caravan
What personal dreams would you like to have accomplished?
- Become a single figure golfer
- Own your home
- Take the grandchildren to Disneyland
If you had enough money, how would you live your life and what would you like to do?
- Get a bigger boat
- Buy a holiday home on the beach
- Go on an around the world cruise
- Take a train ride through the Rocky Mountains