Retirement Financial Advisor | Narre Warren | Retirement Planning

Planning for retirement is likely one of the most important financial decisions you will ever make. If you live in Narre Warren or the surrounding South East Melbourne areas, having a trusted retirement financial advisor and financial planner by your side could help clarify your financial future and make planning for your retirement less daunting.

At Aurora Wealth, you’ll work directly with me. I’m Micheal Anderson, a Certified Financial Planner with over 15 years of experience helping Australians plan for their retirement. I assist clients in Narre Warren (and across Melbourne) to create clear financial plans that support their long-term financial security and a comfortable retirement.

The focus at Aurora Wealth and working with me is to give confidence, clarity, and control over your financial future. The goal is to spend more time enjoying your life and less time worrying about money. For more than 15 years, I have provided retirement advice to clients across Melbourne, helping them manage finances, protect assets, reduce uncertainty, and build a lifestyle they can enjoy well into retirement.

Why Choose Aurora Wealth as Your Retirement Planning Advisor in Narre Warren

Choosing Aurora Wealth means professional advice you can trust. Unlike larger firms I do not pass clients between advisors, as you’ll work directly with me! My aim is one-on-one guidance tailored to your goals, family, and current financial situation.

Here’s what sets working with Aurora Wealth apart:

Retirement planning aligned with your financial goals, lifestyle, and future plans
A transparent fee-for-service model with no commissions or hidden incentives
Advice delivered under an Australian Financial Services licence with strong professional standards
Clear, practical strategies that simplify complex financial decisions
A client-first approach focused on long-term financial freedom, peace, and confidence

Retirement planning is personal and there is no one-size-fits-all solution. Every plan is designed around your life, your values, and the future you want to live.

Happy Family enjoying retirement

WHAT OUR CLIENTS HAVE TO SAY

What was it like working with Aurora Wealth?

“After each meeting, you follow up with an email detailing what was discussed which was of great assistance.”

John & Bernice Sibberas

“I was going to say great bloke, easy to get on with etc etc, but then I thought What If – I stayed with Works super fund with no information or planning,
I would not have had the last 2 years getting to really know Mum as Dementia took hold,
I would not have had the time home with my wife,
I would still be working, ( although unemployed now due to covid, or the company going into voluntary liquidation(true))
I would not have had our cruise, trip to Qld, my homemade camp trailer etc etc
Most of this was possible due to discussions with Micheal showing me that I could retire when I did.
I would not have made that decision by myself, I would have kept working and stressing, typing data into Excel and hoping I was on track.”

Ian & Lee

“I have trust in you. And you are always accessible to me for your help and guidance.”

Geraldine Turner

If someone were thinking about working with Aurora Wealth, what would you tell them?

“I have been impressed with your care and attention to my needs. You are very approachable and, although I am probably just a small client, you treat me as an important client.”

Anne Graham

“That you are patient, considerate and compassionate. Your work ethics are excellent. They will not find a better financial advisor to assist them through the difficult stages of retirement, as these things change frequently.”

John & Bernice Sibberas

“Without hesitation.”

Geraldine Turner

How has this impacted you personally?

“Although I am not a big spender, I feel like I don’t have to live day-to-day, and scrimp.”

Anne Graham

I can manage my bills

Geraldine Turner

“Feeling more in control of my finances makes me much more relaxed.
Being Retired and relaxed is great, I can drive the granddaughter to school in the mornings, walk the dog, ride a bike, and an occasional coffee out with the wife is great too.
If someone was thinking about working with me, what would you tell them?
Do it. Micheal takes the time to listen to you, then gives you his advice without the hype and pressure, tells you why he wants to make a change, and then rolls out graphs and info. The decision is up to you. He is also a valuable resource for Centrelink queries.”

Ian & Lee

“We were able to retire early while still healthy and to have you assist with not only with advice for our future but to navigate the intricacies of Centrelink to achieve the best outcome financially.”

John & Bernice Sibberas

What are the specific results you have been able to achieve (from your perspective)?

“I have been able to accumulate some decent superannuation from salary sacrificing and contributing extra funds.”

Anne Graham

Regular pension from super

Geraldine Turner

“The main one is that I have been able to retire 3 years early, and not worry (overly much) that the money will run out. That lack of worry is the second main result, allowing me to enjoy my life. With the extra information I have been able to get from you Micheal and the funds online statements etc I feel comfortable planning activities, even though the aged pension is not available for me yet.
I guess it is impossible to say but I am sure my financial position is better than it would have been if I had not acted, and accepted Micheals advice.”

Ian & Lee

“We have been able to retire early confident that the advice provided was sufficient to proceed with moving, building and still have funds monthly that met all our needs.”

John & Bernice Sibberas

What was your biggest objection to starting?

“No objections as such, just nervous as I had so little experience in these matters.”

Anne Graham

“Lack of knowledge, in the previous 30 years of contributing to Super funds, I had (I guess) less than 10 discussions with Super Reps about MY funds.
Partly I thought I could not afford the extra fees. But I was already paying and not getting the advice.”

Ian & Lee

“Fees as I’d already paid set up fees and on goings to NAB.”

Geraldine Turner

“That you would remain in the business to see us through.”

John & Bernice Sibberas

What was the biggest challenge before working with Aurora Wealth?

“I had very little experience dealing with long-term financial matters such as investments, and yet, as I was getting older, I needed to look into the future and start making decisions that would impact me as I neared retirement.”

Anne Graham

“The GFC was recent news, and started me monitoring my super funds performance, and looking at fees. The biggest challenge was my lack of understanding about my financial future. Probably more through being prompted by staff at the NAB when applying for “another” loan, I agreed to see a Financial Planner.”

Ian & Lee

“Just how I was going to make my money last.”

Geraldine Turner

“Having someone we could work with that was trustworthy, who understood not just the retirement funds but all the Centrelink guidelines and how to traverse them.”

John & Bernice Sibberas

How Aurora Wealth Helps You Plan for Retirement

The retirement planning services at Aurora Wealth are designed to make the planning process clear and manageable. My approach focuses on informed decisions and long-term outcomes.

Initial Chat
A no obligation conversation held at the Aurora Wealth office, online via Zoom, or in your Narre Warren home. This is ideal if you are seeking advice or simply want to understand your options.
Discovery Session
A detailed discussion about your retirement goals, finances, assets, superannuation, insurance needs, family priorities, and lifestyle expectations.
Financial Plan
A personalised plan covering superannuation advice, investments, insurance, tax considerations, Centrelink support, and retirement income planning.
Implementation
Step-by-step support to help put your financial plan into action with confidence and control.
Ongoing Reviews
Regular reviews to ensure your financial plans remain aligned with changes in your life, finances, interests, and the broader financial environment.

Our straightforward process is designed to help reduce your money stress, mitigate risk, and support long-term financial security.

Retirement Debt

Financial Strategies to Build Your Retirement Lifestyle

Everyone’s vision for retirement is different. You deserve a financial strategy that reflects your goals, circumstances, and lifestyle, not a one-size-fits-all approach. Aurora Wealth creates tailored strategies designed around what matters most to you.

My services include:

Superannuation advice covering contributions, structures, and tax efficiency
Guidance on contribution caps and transfer balance limits
Managing retirement funds to support financial freedom and stability

Building diversified investment portfolios using managed funds, shares, and ETFs
Personal insurance advice to protect assets, income, and family
Self-managed super fund guidance for clients seeking greater control over their finances

Book a Discovery Call

Centrelink and Government Support

Working out Centrelink and government entitlements is overwhelming and confusing. Aurora Wealth provides clear guidance to help you assess eligibility for the Age Pension, understand income thresholds, lodge applications, and remain compliant as rules change.

This support helps ensure your retirement resources are used effectively, and your financial position remains secure.

Ongoing Support from a Trusted Advisor

Retirement is not a one-off event. Your life, finances, health, and priorities evolve over time. Ongoing financial support and advice helps ensure your financial plans continue to enhance your lifestyle and protect your future.

Aurora Wealth provides ongoing reviews to manage your assets, protect wealth, reduce uncertainty, and support your long-term financial wellbeing.

About Micheal Anderson — Your Narre Warren Retirement Financial Planner

Micheal Anderson is the founder of Aurora Wealth and a Certified Financial Planner with over 15 years of experience. He is a member of the Financial Advice Association Australia and is known for his approachable, personal, and professional style.

Whether you are preparing to retire, stepping back from work, or planning ahead, Micheal provides advice designed to help you make informed financial decisions with confidence and clarity.

Book a Discovery Call

Take the First Step Towards a Comfortable Retirement

If you are looking for a retirement financial advisor in Narre Warren, Aurora Wealth can help you build a financial plan that supports your lifestyle, protects your assets, and provides peace of mind for the future.

Planning Your Dream Retirement

When Should You Retire
Health, access to superannuation, risk tolerance, and personal goals all influence the right time to retire. Aurora Wealth helps you assess your options with confidence.
Understanding Your Current Financial Situation
Reviewing assets, savings, debts, and finances helps protect your retirement and supports better decisions.
Planning for Expenses and Budgeting
Everyday expenses can rack up, and if you’re hoping to travel and and enjoy time with friends and family, planning ahead means your money supports the lifestyle you want.
Housing and Lifestyle Choices
Are you thinking about downsizing, relocating to calmer waters, or exploring retirement living options? Share your ideas or ambitions and together, we’ll shape a financial plan to support your vision. Or, alternatively, help you assess your options and make informed changes now.

Book a Discovery Call

Frequently asked questions

Do I need a retirement financial advisor?

If you’d like to have expert support to set up your finances, then yes you’d need a retirement financial advisor. In general, the potential benefits of working with a specialist retirement financial advisor would outweigh the cost or cons.

Can you help with superannuation and retirement income?

Yes. Superannuation advice and retirement income planning are a core part of the services we provide.

Do you provide advice for self-managed super funds?

Yes. Advice is available for clients with an SMSF and those considering whether an SMSF is right for them.

How do your fees work?

You’re welcome to meet with me for an initial, no-obligation chat to see if we’d be a good fit to work together. Then, I can run through the fee options depending on whether you’d like a one-off or ongoing structure. All fees are transparent and there are no hidden costs later.