Retirement Financial Advisor | Keysborough | Retirement Planning

Planning for retirement is likely one of the most important financial decisions you will ever make. If you live in Keysborough or surrounding South East Melbourne suburbs, find yourself a trusted local retirement financial advisor. An experienced financial planner by your side can make the process clearer and hopefully, far less overwhelming.

Retirement planning with Aurora Wealth, means you’d work directly with me, Michael Anderson. I’m a Certified Financial Planner with over 15 years of experience in the finance industry, providing financial advice to clients at different stages of life. I help Keysborough clients create a personalised retirement plan that supports their financial goals, financial wellbeing, and long-term financial security.

My focus is to give you confidence, clarity, and control over your financial future. The goal is for you to spend more of your time enjoying life and less time worrying about money. For over 15 years, I’ve been providing retirement advice to Keysborough clients (as well as families across Melbourne); helping them strengthen their financial position, manage investments, protect their assets, and create the lifestyle they want.

Why Choose Aurora Wealth as Your Retirement Planning Advisor in Keysborough

Choosing Aurora Wealth means choosing an expert you can trust. Unlike larger firms where clients are often passed between advisors, you’d work directly with me and receive personal service in our one-on-one sessions. That way, we can focus on your goals, identify your priorities, and get clear on your current financial situation and setting you up for the future.

Here’s what sets working with Aurora Wealth apart:

Retirement planning that’s tailored to your financial needs, goals, and lifestyle
A transparent fee-for-service model: no commissions, no hidden incentives, just sound advice
Support from a licensed financial planner, licensed under Australian Financial Services which means I am backed by strong professional standards
Practical, easy-to-follow financial strategies that simplify complex financial decisions.
A client-first approach designed to support long-term financial security, confidence, and peace of mind

At Aurora Wealth, I believe retirement planning should be personal. There is no one-size-fits-all solution, you need personalised advice that aligns with your family, financial journey and life stage.

Happy Family enjoying retirement

What Clients Say About Aurora Wealth’s Retirement Advice

What was it like working with Aurora Wealth?

“After each meeting, you follow up with an email detailing what was discussed which was of great assistance.”

John & Bernice Sibberas

“I was going to say great bloke, easy to get on with etc etc, but then I thought What If – I stayed with Works super fund with no information or planning,
I would not have had the last 2 years getting to really know Mum as Dementia took hold,
I would not have had the time home with my wife,
I would still be working, ( although unemployed now due to covid, or the company going into voluntary liquidation(true))
I would not have had our cruise, trip to Qld, my homemade camp trailer etc etc
Most of this was possible due to discussions with Micheal showing me that I could retire when I did.
I would not have made that decision by myself, I would have kept working and stressing, typing data into Excel and hoping I was on track.”

Ian & Lee

“I have trust in you. And you are always accessible to me for your help and guidance.”

Geraldine Turner

If someone were thinking about working with Aurora Wealth, what would you tell them?

“I have been impressed with your care and attention to my needs. You are very approachable and, although I am probably just a small client, you treat me as an important client.”

Anne Graham

“That you are patient, considerate and compassionate. Your work ethics are excellent. They will not find a better financial advisor to assist them through the difficult stages of retirement, as these things change frequently.”

John & Bernice Sibberas

“Without hesitation.”

Geraldine Turner

How has this impacted you personally?

“Although I am not a big spender, I feel like I don’t have to live day-to-day, and scrimp.”

Anne Graham

I can manage my bills

Geraldine Turner

“Feeling more in control of my finances makes me much more relaxed.
Being Retired and relaxed is great, I can drive the granddaughter to school in the mornings, walk the dog, ride a bike, and an occasional coffee out with the wife is great too.
If someone was thinking about working with me, what would you tell them?
Do it. Micheal takes the time to listen to you, then gives you his advice without the hype and pressure, tells you why he wants to make a change, and then rolls out graphs and info. The decision is up to you. He is also a valuable resource for Centrelink queries.”

Ian & Lee

“We were able to retire early while still healthy and to have you assist with not only with advice for our future but to navigate the intricacies of Centrelink to achieve the best outcome financially.”

John & Bernice Sibberas

What are the specific results you have been able to achieve (from your perspective)?

“I have been able to accumulate some decent superannuation from salary sacrificing and contributing extra funds.”

Anne Graham

Regular pension from super

Geraldine Turner

“The main one is that I have been able to retire 3 years early, and not worry (overly much) that the money will run out. That lack of worry is the second main result, allowing me to enjoy my life. With the extra information I have been able to get from you Micheal and the funds online statements etc I feel comfortable planning activities, even though the aged pension is not available for me yet.
I guess it is impossible to say but I am sure my financial position is better than it would have been if I had not acted, and accepted Micheals advice.”

Ian & Lee

“We have been able to retire early confident that the advice provided was sufficient to proceed with moving, building and still have funds monthly that met all our needs.”

John & Bernice Sibberas

What was your biggest objection to starting?

“No objections as such, just nervous as I had so little experience in these matters.”

Anne Graham

“Lack of knowledge, in the previous 30 years of contributing to Super funds, I had (I guess) less than 10 discussions with Super Reps about MY funds.
Partly I thought I could not afford the extra fees. But I was already paying and not getting the advice.”

Ian & Lee

“Fees as I’d already paid set up fees and on goings to NAB.”

Geraldine Turner

“That you would remain in the business to see us through.”

John & Bernice Sibberas

What was the biggest challenge before working with Aurora Wealth?

“I had very little experience dealing with long-term financial matters such as investments, and yet, as I was getting older, I needed to look into the future and start making decisions that would impact me as I neared retirement.”

Anne Graham

“The GFC was recent news, and started me monitoring my super funds performance, and looking at fees. The biggest challenge was my lack of understanding about my financial future. Probably more through being prompted by staff at the NAB when applying for “another” loan, I agreed to see a Financial Planner.”

Ian & Lee

“Just how I was going to make my money last.”

Geraldine Turner

“Having someone we could work with that was trustworthy, who understood not just the retirement funds but all the Centrelink guidelines and how to traverse them.”

John & Bernice Sibberas

How Aurora Wealth Helps You Plan for Retirement

The retirement planning services at Aurora Wealth are designed to simplify the financial planning process and provide certainty. My approach is straightforward, simply focused on your financial wellbeing:

Initial Chat
You’re invited to meet with me for a no obligation chat. I’m happy to come to your Keysborough home, or you can come to my office or I can schedule a Zoom meeting for us.
Discovery Session
Next, we go a bit deeper. It’s important you’re clear about your retirement goals, give me all the information about your current financial situation, assets, debts, and lifestyle priorities so I can absorb the information and then shape what happens next
Financial Plan
I’ll prepare and present a personalised financial strategy covering your superannuation (and advice to maximise this), investment options, insurance, tax planning, Centrelink considerations, and retirement income.
Implementation
Then together, I’ll break down what we need to do next into steps so we can start putting your financial plan into action.
Ongoing Reviews
We’ll meet or communicate regularly to review the set up continues to be aligned with what’s going on in your life (and the wider financial climate).

This process is designed to help you gather as much information as possible early on so you can make an informed strategic decisions toward your long-term financial success.

Retirement Debt

Financial Strategies to Build Your Retirement Lifestyle

Every client has a different vision for retirement, which is why Aurora Wealth tailors financial strategies to support your retirement goals and long-term wealth creation.

Superannuation advice covering contributions, tax efficiency, and fund structures
Guidance around contribution caps and retirement income strategies
Managing retirement funds and investments to support financial freedom

Building a diversified portfolio across managed funds, shares, ETFs, and other options
Personal insurance advice to help protect assets, income, and financial security
Self-managed super fund guidance for clients seeking greater control over financial management

Book a Discovery Call

Centrelink and Government Support

Centrelink and government benefits can be complex. Aurora Wealth provides guidance to help assess eligibility for the Age Pension, review income thresholds, lodge applications, and ensure your financial position remains optimised as rules change.

Ongoing Support from a Trusted Advisor

Retirement is not a one-off decision. Your expenses, investments, insurance needs, and financial requirements change over time. That is why Aurora Wealth provides ongoing financial advice, reviews, and guidance.

The focus is to protecting your wealth, manage risk, support your financial wellbeing, and help you feel secure and confident throughout retirement.

About Micheal Anderson – Your Keysborough Financial Planner

Micheal is the founder of Aurora Wealth and a Certified Financial Planner with nearly two decades of experience providing financial advice. He is a proud member of the Financial Advice Association Australia and is known for his approachable, personal, and client-focused style.

Whether you are nearing retirement, stepping away from a business, or starting to plan ahead, Micheal provides professional advice designed to help you make informed financial decisions with clarity and confidence.

Book a Discovery Call

Take the First Step Towards a Comfortable Retirement

If you are looking for a retirement financial advisor in Keysborough, Aurora Wealth can help you develop a plan that supports financial security, sustainable income, and the lifestyle you’ve worked hard to achieve.

Planning Your Dream Retirement

When Should You Retire
Health, access to superannuation, risk profile, and personal goals all influence the right time to retire. Aurora Wealth helps you assess your options with confidence.
Understanding Your Current Financial Situation
Reviewing assets, current savings, debts, and finances supports better financial decisions.
Planning for Expenses and Budgeting
From everyday living to travel and staying active, Aurora Wealth helps manage money and develop sustainable strategies.
Housing and Lifestyle Choices
Whether downsizing, relocating, or exploring new lifestyle options, your financial plan is designed to support your next stage of life.

Book a Discovery Call

Frequently Asked Questions

Do I need a retirement financial advisor?

If you’d like to have expert support to set up your finances, then yes you’d need a retirement financial advisor. In general, the potential benefits of working with a specialist retirement financial advisor would outweigh the cost or cons.

Can you help with superannuation and retirement income?

Yes. Superannuation advice and retirement income planning are a core part of the services we provide.

Do you provide advice for self-managed super funds?

Yes. Advice is available for clients with an SMSF and those considering whether an SMSF is right for them.

How do your fees work

You’re welcome to meet with me for an initial, no-obligation chat to see if we’d be a good fit to work together. Then, I can run through the fee options depending on whether you’d like a one-off or ongoing structure. All fees are transparent and there are no hidden costs later.