Retirement Financial Advisor Hampton Park

Planning for retirement is one of the most important financial decisions you’ll ever make. If you live in Hampton Park or the surrounding South East Melbourne areas, having a trusted retirement financial advisor and financial planner by your side can make the process clearer and less overwhelming.

At Aurora Wealth, you’ll work directly with me. I am Micheal Anderson, a Certified Financial Planner with over 18 years of experience in the finance industry. I’ll help you create a personalised retirement plan; to support your financial goals and help you achieve the comfortable retirement you’ve worked hard for.

My focus is giving you confidence, clarity, and control over your financial future, so you can spend more time enjoying life and less time worrying about money. For over 15 years, I’ve been providing retirement advice to Hampton Park locals and Melbourne clients, helping them grow their retirement savings, protect their retirement funds, and create the lifestyle they want through clear financial planning and wealth management strategies

Why Choose Aurora Wealth as Your Retirement Planning Advisor in Hampton Park?

Choosing Aurora Wealth means choosing expert advice you can trust. Unlike larger firms where clients are often passed between advisors, you receive personal service with one-on-one sessions focused on your goals, priorities, and current financial situation.

Here’s what sets Aurora Wealth apart:

Retirement planning tailored to your financial needs, goals, and lifestyle.
A transparent fee-for-service model – no commissions, no hidden incentives – just high-quality advice that puts your interests first.
Support from a business operating under an Australian Financial Services licence, backed by accountability and strong professional standards.
Practical, easy-to-follow financial strategies that simplify complex financial decisions.
A client-first approach designed to support long-term financial security, confidence, and peace of mind.

Aurora Wealth believes retirement planning is personal. There is no one-size-fits-all solution, only advice that aligns with your financial journey and life stage.

Happy Family enjoying retirement

WHAT OUR CLIENTS HAVE TO SAY

What was it like working with Aurora Wealth?

“After each meeting, you follow up with an email detailing what was discussed which was of great assistance.”

John & Bernice Sibberas

“I was going to say great bloke, easy to get on with etc etc, but then I thought What If – I stayed with Works super fund with no information or planning,
I would not have had the last 2 years getting to really know Mum as Dementia took hold,
I would not have had the time home with my wife,
I would still be working, ( although unemployed now due to covid, or the company going into voluntary liquidation(true))
I would not have had our cruise, trip to Qld, my homemade camp trailer etc etc
Most of this was possible due to discussions with Micheal showing me that I could retire when I did.
I would not have made that decision by myself, I would have kept working and stressing, typing data into Excel and hoping I was on track.”

Ian & Lee

“I have trust in you. And you are always accessible to me for your help and guidance.”

Geraldine Turner

If someone were thinking about working with Aurora Wealth, what would you tell them?

“I have been impressed with your care and attention to my needs. You are very approachable and, although I am probably just a small client, you treat me as an important client.”

Anne Graham

“That you are patient, considerate and compassionate. Your work ethics are excellent. They will not find a better financial advisor to assist them through the difficult stages of retirement, as these things change frequently.”

John & Bernice Sibberas

“Without hesitation.”

Geraldine Turner

How has this impacted you personally?

“Although I am not a big spender, I feel like I don’t have to live day-to-day, and scrimp.”

Anne Graham

I can manage my bills

Geraldine Turner

“Feeling more in control of my finances makes me much more relaxed.
Being Retired and relaxed is great, I can drive the granddaughter to school in the mornings, walk the dog, ride a bike, and an occasional coffee out with the wife is great too.
If someone was thinking about working with me, what would you tell them?
Do it. Micheal takes the time to listen to you, then gives you his advice without the hype and pressure, tells you why he wants to make a change, and then rolls out graphs and info. The decision is up to you. He is also a valuable resource for Centrelink queries.”

Ian & Lee

“We were able to retire early while still healthy and to have you assist with not only with advice for our future but to navigate the intricacies of Centrelink to achieve the best outcome financially.”

John & Bernice Sibberas

What are the specific results you have been able to achieve (from your perspective)?

“I have been able to accumulate some decent superannuation from salary sacrificing and contributing extra funds.”

Anne Graham

Regular pension from super

Geraldine Turner

“The main one is that I have been able to retire 3 years early, and not worry (overly much) that the money will run out. That lack of worry is the second main result, allowing me to enjoy my life. With the extra information I have been able to get from you Micheal and the funds online statements etc I feel comfortable planning activities, even though the aged pension is not available for me yet.
I guess it is impossible to say but I am sure my financial position is better than it would have been if I had not acted, and accepted Micheals advice.”

Ian & Lee

“We have been able to retire early confident that the advice provided was sufficient to proceed with moving, building and still have funds monthly that met all our needs.”

John & Bernice Sibberas

What was your biggest objection to starting?

“No objections as such, just nervous as I had so little experience in these matters.”

Anne Graham

“Lack of knowledge, in the previous 30 years of contributing to Super funds, I had (I guess) less than 10 discussions with Super Reps about MY funds.
Partly I thought I could not afford the extra fees. But I was already paying and not getting the advice.”

Ian & Lee

“Fees as I’d already paid set up fees and on goings to NAB.”

Geraldine Turner

“That you would remain in the business to see us through.”

John & Bernice Sibberas

What was the biggest challenge before working with Aurora Wealth?

“I had very little experience dealing with long-term financial matters such as investments, and yet, as I was getting older, I needed to look into the future and start making decisions that would impact me as I neared retirement.”

Anne Graham

“The GFC was recent news, and started me monitoring my super funds performance, and looking at fees. The biggest challenge was my lack of understanding about my financial future. Probably more through being prompted by staff at the NAB when applying for “another” loan, I agreed to see a Financial Planner.”

Ian & Lee

“Just how I was going to make my money last.”

Geraldine Turner

“Having someone we could work with that was trustworthy, who understood not just the retirement funds but all the Centrelink guidelines and how to traverse them.”

John & Bernice Sibberas

How Aurora Wealth Helps You Plan for Retirement

The retirement planning services at Aurora Wealth are designed to simplify the financial planning process and provide certainty. My approach is straightforward and focused on your financial wellbeing:

Initial Chat
A no-obligation conversation at the Aurora Wealth office, online via Zoom, or in your Hampton Park home, ideal for those seeking advice or who just want to hear options.
Discovery Session
A deeper discussion about your retirement goals, financial situation, assets, finances, and lifestyle priorities.
Financial Plan
A personalised strategy covering superannuation advice, investments, insurance, tax planning, Centrelink considerations, and retirement income.
Implementation
Step-by-step support to put your financial plan and investment strategies into action.
Ongoing Reviews
Regular reviews to ensure your financial strategies remain aligned with changes in your life, finances, and the broader financial world.

This structured process supports informed decisions and long-term financial success.

Retirement Debt

Financial Strategies to Build Your Retirement Lifestyle

Every client has a different vision for retirement, which is why Aurora Wealth tailors financial strategies to suit your retirement goals and wealth accumulation needs. My expertise includes:

Superannuation advice covering contributions, tax efficiency, and super fund structures.
Guidance around contribution caps and the transfer balance cap.
Managing retirement funds and investments to support financial freedom.

Building diversified portfolios using managed funds, shares, ETFs, and other investment options.
Personal insurance advice to protect assets, loved ones, and financial security.
Self-managed super fund guidance for clients seeking greater control over their wealth and financial management.

Book a Discovery Call

Centrelink and Government Support

Understanding Centrelink and government entitlements can be complex. Aurora Wealth provides guidance to help check eligibility for the Age Pension, assess how much income you may receive, lodge applications, and ensure your position remains optimised as rules and thresholds change.

Ongoing Support from a Trusted Advisor

Retirement is not a one-time decision. It is an ongoing financial journey. Your expenses, investments, tax position, and government entitlements can change over time. That is why Aurora Wealth provides ongoing financial guidance, reviews, and support.

The goal is to protect your wealth, manage risks, support your financial wellbeing, and help you stay focused on living life with confidence and peace of mind.

About Micheal Anderson – Your Local Hampton Park Financial Planner

Micheal is the founder of Aurora Wealth and a Certified Financial Planner with nearly two decades of experience providing financial advice. He is a proud member of the Financial Advice Association Australia and is known for his approachable, personal, and client-focused style.

Whether you are nearing retirement, stepping away from a business, or starting to plan ahead, Micheal provides professional advice designed to help you make informed financial decisions with clarity and confidence.

Book a Discovery Call

Take the First Step Towards a Comfortable Retirement

If you are looking for a retirement financial advisor in Hampton Park, Aurora Wealth can help you build a plan that delivers financial security, sustainable retirement income, and the lifestyle you have worked hard to achieve.

Planning Your Dream Retirement

When Should You Retire?
Health, access to superannuation, risk profile, and personal goals all influence the right time to retire. Aurora Wealth helps you assess your options and plan confidently.
Understanding Your Current Financial Situation
Reviewing assets, bank accounts, debts, and overall finances helps protect your retirement savings and supports better financial decisions.
Planning for Expenses and Budgeting
From everyday living to travel and staying active, Aurora Wealth helps manage money, plan expenses, and build sustainable financial strategies.
Housing and Lifestyle Choices
Whether downsizing, relocating, or exploring retirement villages, Aurora Wealth ensures your financial plan supports your next life stage.

Book a Discovery Call

Frequently asked questions

Do I need a retirement financial advisor

Many people benefit from working with a retirement financial advisor to help navigate complex financial decisions, manage investments, and plan for long term financial security.

Can you help with superannuation and retirement income

Yes. Superannuation advice and retirement income planning are a core part of my services.

Do you provide advice for self-managed super funds

Yes. I work with clients who have a self-managed super fund and those considering whether an SMSF is right for them.

How do your fees work

Fees are discussed clearly and openly. I believe transparency is essential when providing financial advice.

Can I get Government assistance while in retirement?

There are many options for government assistance that you can apply for during your retirement to help provide extra income. These will depend on your age, assets and your income. They can include:

Age Pension – more info here
Pensioner Concession Card – more info here
Low-Income Health Care card – more info here

What are some expenses to be mindful of when financial planning for retirement?

It is important to know what expenses you will have to account for during your retirement. That way you can be fully prepared to pay for the things you need and live in financial freedom. This includes:

Housing – You will need to consider what payments you will have to make whether you are renting or owning your own home. You will also need to think about any renovations or unexpected repairs that may occur.
Car – You will need to think about your current car and if it would need any repairs or maintenance in the future or if you would like to purchase a new car.
Family – You will need to think about your children and family and the financial support you wish to give them in the future.
Health – You will need to consider any health issues that may arise in the future including appointments and treatments.
Lifestyle – Your retirement is an opportunity for you to try new experiences and hobbies, as well as continue to enjoy the ones you are currently doing. You will need to consider the cost of these hobbies in your retirement plan.

Providing financial advice is what our Hampton Park financial planners are a great help in when managing your expenses and your income to ensure that you can have financial freedom after you retire.