Planning for retirement is one of the most important financial decisions you’ll ever make. If you live in Frankston or the surrounding Bayside and Mornington Peninsula areas, having a trusted retirement financial advisor by your side can make the process clearer and less overwhelming.
At Aurora Wealth, you’ll work directly with me. I am Micheal Anderson, a Certified Financial Planner with over 18 years of experience. I’ll help you create a personalised retirement plan that supports your financial goals and helps you achieve the comfortable retirement you’ve worked hard for.
My focus is on giving you confidence, clarity, and control over your financial future, so you can spend more time enjoying life and less time worrying about money. For over 15 years, I’ve been providing retirement advice to Frankston locals, helping them grow their retirement savings, protect their retirement funds, and create the lifestyle they want.
Why Choose Aurora Wealth as Your Retirement Planning Advisor in Frankston?
Choosing Aurora Wealth means choosing expert advice you can trust. Unlike larger firms where clients are often passed between advisors, you get one-on-one sessions to get to know your goals, priorities, and current situation.
Here’s what sets Aurora Wealth apart:
- Retirement planning tailored to your needs, goals, and lifestyle.
- A transparent fee-for-service model — no commissions, no hidden incentives — just clear advice that puts your interests first.
- Support from a business that operates under an Australian Financial Services (AFS) licence, backed by integrity and accountability.
- Practical, easy-to-follow strategies that make even complex decisions much simpler.
- A client-first approach designed to give you financial security, assurance, and peace of mind.
Aurora Wealth believes retirement planning is personal. There’s no one-size-fits-all solution, so you’ll only get advice that fits your life.
How Aurora Wealth Helps You Plan for Retirement
The retirement planning services at Aurora Wealth are designed to simplify the process and give you certainty. My approach is straightforward:
- Initial Chat: A no-obligation conversation (at the Aurora Wealth office, online via Zoom, or in your Frankston home).
- Discovery Session: Explore your retirement goals, financial situation, and lifestyle priorities.
- Financial Plan: A strategy designed for you, covering superannuation, investments, insurance, tax planning, and Centrelink entitlements.
- Implementation: I’ll help you put your plan into action step by step.
- Ongoing Reviews: Regular check-ins so your plan keeps pace with your life and financial changes.
This process gives you a clear path forward, reduces uncertainty, and ensures your financial strategies remain relevant.
Financial Strategies to Build Your Retirement Lifestyle
Every client has a different vision for retirement, which is why Aurora Wealth tailors financial strategies to suit your lifestyle goals and retirement savings. My expertise includes:
- Superannuation advice on contributions, tax planning, and investment structure.
- Navigating contribution caps and the transfer balance cap.
- Managing retirement funds to support your ideal retirement lifestyle.
- Building diversified portfolios using investments like managed funds, shares, and ETFs.
- Choosing the right insurance to protect your assets and reduce risks.
- Self-Managed Super Fund (SMSF) guidance for clients who want more control over their wealth.
Ongoing Support from a Trusted Advisor
Retirement isn’t a one-time decision; it’s an evolving journey. Your expenses, investments, and government entitlements can shift over time. That’s why Aurora Wealth provides ongoing advice and regular plan reviews.
The goal is to help you protect your wealth, manage risks, and spend more time living your retirement the way you want.
About Micheal Anderson – Your Local Frankston Financial Planner
Micheal is the founder of Aurora Wealth and a Certified Financial Planner with nearly two decades of experience. He’s a proud member of the Financial Planning Association of Australia and is known for his approachable, client-first style.
Whether you’re nearing retirement, stepping away from a business, or simply starting to plan ahead, Micheal provides the expert guidance you need to make informed decisions.
Planning Your Dream Retirement
- When Should You Retire?
Health, superannuation access, and personal goals all influence the right time to retire. Aurora Wealth guides you through your options to help you retire comfortably. - Understanding Your Current Financial Situation
Reviewing assets, debts, and overall finances provides control and protects your retirement savings. - Planning for Expenses and Budgeting
From travel to everyday living, Aurora Wealth helps manage expenses, build a sustainable budget, and invest wisely. - Housing and Lifestyle Choices
Whether downsizing, relocating, or exploring retirement villages, Aurora Wealth ensures financial readiness for the next stage of life.