Debt and retirement planning is a big issue for many Australians. Having debt in retirement can affect financial security and limit lifestyle choices. The question is: Should you pay off debt before or after you retire?
Are you concerned about maintaining your travel habits and enjoying regular holidays as you approach retirement? You're not alone. Most Australians are curious about how retirement will impact their ability to travel. The good news is that retirement can be…
Yes, it is perfectly okay to work part-time in your retirement years, and the impact on your age pension depends on two key factors: your earnings and your pension status. Let's discuss this in detail.
Options for couples with an age gap If there is a bit of an age gap between you and your partner, you may be wondering how to manage the age pension with a younger partner. For those considering retirement with…
Options for couples with an age gap If there is a bit of an age gap between you and your partner, you may be wondering how to manage the age pension with a younger partner. For those considering retirement with…
Maximising age pension benefits can be a great way to have added financial security and peace of mind for the golden retiree years. Whether you're looking to supplement your income or simply want to make sure you're getting the most…
Are you looking to downsize your home and boost your retirement savings? If so, the downsizer contribution could be the solution. Introduced in 2018 this is a superannuation contribution option for Australians and provides an opportunity for retirees to increase…
This is a common question I hear when I sit down with people to help them plan for their retirement. There are many things that I chat about with my clients. One of the misconceptions is that you need $1…
The Importance of a Retirement Plan Retirement is something you've looked forward to your whole life. You may want to travel, spend time with the grandkids or maybe finally fix up the old car sitting in your garage for 15…
Can I have discount cards without the age pension? We’re often asked about pensioner concession card eligibility and whether they’re available to people who don’t yet qualify for the age pension concession card. Here’s the good news: most retired people…