Lifestyle Focused Retirement Planning

I have been impressed with your care and attention to my needs. You are very approachable and, although I am probably just a small client, you treat me as an important client.

Anne Graham

I was going to say great bloke, easy to get on with etc etc, but then I thought What If – I stayed with Works super fund with no information or planning,
I would not have had the last 2 years getting to really know Mum as Dementia took hold,
I would not have had the time home with my wife,
I would still be working, ( although unemployed now due to covid, or the company going into voluntary liquidation(true))
I would not have had our cruise, trip to Qld, my homemade camp trailer etc etc
Most of this was possible due to discussions with Micheal showing me that I could retire when I did.
I would not have made that decision by myself, I would have kept working and stressing, typing data into Excel and hoping I was on track.

Ian & Lee

After each meeting, you follow up with an email detailing what was discussed which was of great assistance.

John & Bernice Sibberas

I have trust in you. And you are always accessible to me for your help and guidance.

Geraldine Turner

I have been impressed with your care and attention to my needs. You are very approachable and, although I am probably just a small client, you treat me as an important client.

Anne Graham

That you are patient, considerate and compassionate. Your work ethics are excellent. They will not find a better financial advisor to assist them through the difficult stages of retirement, as these things change frequently.

John & Bernice Sibberas

Without hesitation.

Geraldine Turner

Although I am not a big spender,  I feel like I don’t have to live day-to-day, and scrimp.

Anne Graham

I can manage my bills

Geraldine Turner

Feeling more in control of my finances makes me much more relaxed.
Being Retired and relaxed is great, I can drive the granddaughter to school in the mornings, walk the dog, ride a bike, and an occasional coffee out with the wife is great too.
If someone was thinking about working with me, what would you tell them?
Do it. Micheal takes the time to listen to you, then gives you his advice without the hype and pressure, tells you why he wants to make a change, and then rolls out graphs and info. The decision is up to you. He is also a valuable resource for Centrelink queries.

Ian & Lee

We were able to retire early while still healthy and to have you assist with not only with advice for our future but to navigate the intricacies of Centrelink to achieve the best outcome financially.

John & Bernice Sibberas

I have been able to accumulate some decent superannuation from salary sacrificing and contributing extra funds.

Anne Graham

Regular pension from super

Geraldine Turner

The main one is that I have been able to retire 3 years early, and not worry (overly much) that the money will run out. That lack of worry is the second main result, allowing me to enjoy my life. With the extra information I have been able to get from you Micheal and the funds online statements etc I feel comfortable planning activities, even though the aged pension is not available for me yet.
I guess it is impossible to say but I am sure my financial position is better than it would have been if I had not acted, and accepted Micheals advice.

Ian & Lee

We have been able to retire early confident that the advice provided was sufficient to proceed with moving, building and still have funds monthly that met all our needs.

John & Bernice Sibberas

No objections as such, just nervous as I had so little experience in these matters.

Anne Graham

Lack of knowledge, in the previous 30 years of contributing to Super funds, I had (I guess) less than 10 discussions with Super Reps about MY funds.
Partly I thought I could not afford the extra fees. But I was already paying and not getting the advice.

Ian & Lee

Fees as I’d already paid set up fees and on goings to NAB.

Geraldine Turner

That you would remain in the business to see us through.

John & Bernice Sibberas

I had very little experience dealing with long-term financial matters such as investments, and yet, as I was getting older, I needed to look into the future and start making decisions that would impact me as I neared retirement.

Anne Graham

The GFC was recent news, and started me monitoring my super funds performance, and looking at fees. The biggest challenge was my lack of understanding about my financial future. Probably more through being prompted by staff at the NAB when applying for “another” loan, I agreed to see a Financial Planner.

Ian & Lee

Just how I was going to make my money last.

Geraldine Turner

Having someone we could work with that was trustworthy, who understood not just the retirement funds but all the Centrelink guidelines and how to traverse them.

John & Bernice Sibberas